Consumer Racial Profiling Act of 2016' legislation - AB 2707
State legislator, Sebastian Ridley-Thomas authors (AB 2707-the Stop
Consumer Racial Profiling Act of 2016) that "will amend California's
state's civil rights statute to include the definition of this demeaning
practice and require the state's civil rights watchdog to investigate
reported incidences of the practice. It is my hope that this
legislation would pass a vote of my colleagues and be signed by the
Governor. But more important than the passage of a bill is the
transformation of behaviors by retailers that violate the civil and human
rights of African American consumers."
Corporate loss prevention schemes must be reformed, executives, managers
and rank-and-file employees must be awakened, and people of goodwill must
demand that the targeting of consumers by racial characteristic is factually
and morally wrong. It must end.
A new civil rights consciousness has gripped a great deal of the country.
Maybe we can address some of the challenges that still occur on the basis of
race by turning the tide against consumer racial profiling and letting it be
a thing of the past."
Chargebacks & Gift Cards
Impacting Retailers & Card Networks
Lowering Limits & Removing Higher Denomination
Safeway's spinoff Blackhawk
(HAWK) a Calif.-based giftcard network, is finding themselves increasingly
Blackhawk -- whose shares are down 27% on the year -- has cited the
regulatory-mandated introduction of EMV chips, which was adopted last
October for card issuers and store processors, as a hazard for its
current business model. How big a hazard? Pretty big, judging by
this statement in their 10-Q filing:
As a result, some of our non-EMV compliant retail distribution
partners have taken restrictive measures around the sale of gift cards,
in particular higher denomination open loop gift cards and some closed loop
gift cards. These measures include establishing lower limits on
credit card purchases of gift cards and removing higher
denomination products from displays in impacted markets to mitigate
their liability for fraudulent credit card activity in their stores, which
decreased our transaction dollar volume."
And based on the new restrictions surrounding EMV cards, Blackhawk CEO
Talbott Roche predicts a direct impact on 2016 sales of $29 million on
operating revenues and $30 million on adjusted EBITDA.
Supermarkets themselves are finding the giftcard sales department
shrinking and costs mount as counterfeiters and fraudsters increasingly turn
to giftcards, which generally use a traditional swipe-and-pay system, for
online payment theft.
Supermarket chain Kroger (KG), for example, cited EMV chargebacks
as a primary driver in its increasing operating costs, which increased to
more than 16.3% of 2015 sales, up from 15.8% in 2014.
And as gift cards increasingly become more of a liability for merchants,
retailers also may feel the pain as their portion of gift card sales
Editor's Note: There's no data or reports of how many
retailers have lowered limits on gift card purchases or removed higher
denominations from the displays, but leave it to say it's having a
significant impact nationwide. Especially if it's starting to appear in
legal filings. The numbers have to be in the tens-of-millions as reported
Employee Safety: When A 'Reasonable
Response' Isn't Enough
When a string of criminal
behaviors occur at a workplace, employers may take steps to beef up physical
on-premise security, offer employees basic safety training, or install
surveillance cameras, among other measures. On the surface, these appear to be
sensible responses that help mitigate criminal activity at a place of business.
But what happens when these measures fail to prevent another incident?
Employers can find themselves on the receiving end of a lawsuit they never saw
coming. Injured employees could bring suit and claim that the business is at
least partly responsible for the damages caused by the criminal behavior.
While a business typically has no duty to protect an individual from the
criminal conduct of a third party, the plaintiff successfully argued that,
by taking security measures after earlier incidents, OOIDA had assumed
responsibility to protect its employees from domestic violence and then failed
to perform that duty.
By creating more robust security plans,
companies may be setting themselves up for opportunities to fail, particularly
if they don't follow through on security recommendations or if they're
inconsistent in the safety measures they offer one employee over another.
From a legal standpoint, then, companies could be better off taking very
limited security measures or none at all.
The Bay Department
Stores in Toronto
Pulls controversial 'Don't Talk to Cops!' clothing
Hudson's Bay scrambled on Monday to strip caps and T-shirts that
proclaimed "Don't Talk to Cops!" from store shelves and its website.
HBC had been selling the $40 baseball caps and $35 shirts made by the
OBEY Clothing line, founded by U.S. artist and skateboarder Shepard Fairey.
Both items conveyed the controversial message in big white letters across
Toronto Police Association president Mike McCormack said
the clothing's message doesn't help officers do their jobs, particularly in
high-risk neighbourhoods where there may be a distrust of his members.
"It's a very negative message, and we have a huge problem with it,"
said McCormack, who contacted the retailer's head office about his concerns.
The revelation about the hats and shirts also comes at a time of debate
around carding, a controversial police practice where citizens are stopped
and questioned as a way of collecting information many officers insist is
valuable to crime fighting.
HBC spokesman Tiffany Bourre confirmed in an email that the items were
being axed. "We are pulling the product from our stores and online," said
Bourre, who stressed that the "safety and well-being of all individuals is
always our number one priority."
Fuel Fraud in Truck
Fleets is Major Issue = 5% of Fuel Costs
research, entitled 'Fraud Matters', surveyed fleet managers and drivers in
eight countries across the globe. It found that 48% of fleet managers agreed
they need to do more to tackle the issue of fuel fraud which could unlock
fuel cost savings of more than 5%.
Furthermore, the report reveals that over a third of drivers (34%) agree
that fraud is now a serious issue for their industry. With 26% of
drivers admitting to witnessing a colleague behave fraudulently at work -
with fuel siphoning highlighted as a common example. Other costly
criminal practices identified by managers and drivers include drivers paying
for fuel with cash to hide the purchase of additional items, ccard
cloning and account hacking.
With 37% of fleet managers stating that a lack of driver education stops
them from improving how effectively they detect fraud. Yet even so, a lack
of time and resources means just 28% currently offer fraud prevention
training for staff. Consequently, while 61% of fleet managers claim to be
aware of the latest anti-fraud solutions, just 30% of drivers feel similarly
US Trustee Blasts PacSun
Bid To Seal $2M Bonus Plan Info
bankruptcy watchdog took issue Friday with
Pacific Sunwear of California Inc.'s bid to file major details of its
nearly $2 million executive bonus plan under seal, arguing the publicly
traded company's information is neither confidential nor otherwise protected
by Chapter 11 rules.
Vacant O'Fallon, MO
Grocery store will host 6 days of "active shooter" training for firefighters
More than 300 firefighters and paramedics across the county will attend
training classes beginning Tuesday at a vacant O'Fallon grocery on how to
handle casualties from an "active shooter" incident. Thirty to 40 first
responders per session will take part in each class at the old Shop 'n Save
store in O'Fallon Square near Highway K and Veterans Memorial Parkway. The
annual multi-agency classes are overseen by training officers from the
county Ambulance District, Central County Fire and Rescue and the
Cottleville and O'Fallon fire protection districts.
Michigan Supreme Court
allows national input into Warren Pawn Shop's lawsuit vs LeadsOnLine
The state Supreme Court said Friday the National Pawnbrokers Association can
file a brief in the case of a Warren pawn shop suing the city for its use of a
national electronic tracking system of transactions. The order, released
Saturday, says the organization can file in Motor City Pawn Brokers' case
against the city of Warren for its use of LeadsOnline, a Texas-based company
that provides a computer database for pawn shop transactions in more than 2,000
cities nationwide, including many in Michigan. Vince Manzella, attorney for
Motor City, said the ruling is favorable for his client because the association
is expected to argue on the shop's behalf. The state Court of Appeals in
December upheld Macomb County Judge Druzinski's decision to allow the city to
continue to use LeadsOnline.
Ollie's Bargain Outlet
Holdings to open 28-32 new stores in eastern U.S.
-- Dir of LP search
Dollar Stores Grow from $28B to $42B in
Gap Inc. Braces for More
Streamlining Amid Sales Declines
Gap Inc April
Comp's down 7%
Gap Global comp's down 4%
Banana Republic comp's down 7%
Old Navy comp's down 10%
Gap Inc. Q1 down 5%, Gap Global comp's down
3%, Banana Republic comp's down 11%, Old Navy comp's down 6%, sales down
Lumber Liquidators Q1 comp's down 13.9%, net sales down 10.2%